Life insurance is a product which protects your dependents in the event of your death and serves as a form of financial security against tragedy. The insurance provides a lump sum benefit which may be used to provide an income stream to your surviving dependents and/or repay your debts. If you die without Life Insurance Cover, your debts need to be repaid from your assets and this reduces the funds available to your estate.
Having life insurance reassures you in the knowledge that your loved ones will be looked after financially if you were to die or become terminally ill. Dealing with the death of a family member is never easy but with the right life insurance your beneficiaries can receive a lump sum payment to help them financially during this difficult time.
Will your family be ok if you're no longer around?
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